Notary Public vs. Certified Signing Agent: Understanding the Difference and Which One You Need
When it comes to signing important documents, people often assume that all notaries are the same. But here's the truth — not all notaries are created equal. While both Notary Publics and Certified Signing Agents serve as official witnesses during the signing of documents, their roles, training, and responsibilities differ in key ways.
At Pee Dee Notary, we offer both services — and today, we’re breaking down what each one does, how they’re different, and which one you actually need.
What is a Notary Public?
A Notary Public is a state-appointed official authorized to witness the signing of documents and perform notarial acts such as administering oaths and acknowledging signatures. Their main job is to help prevent fraud by confirming the identity of the person signing and ensuring the document is signed willingly.
Common documents handled by Notary Publics:
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Power of Attorney
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Vehicle titles
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School forms
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Business agreements
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Travel consent forms
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General affidavits
These services are ideal for everyday notarization needs and are usually quick and straightforward.
What is a Certified Signing Agent?
A Certified Signing Agent (CSA) — also known as a Notary Signing Agent — is a Notary Public who has received additional training and certification to handle complex real estate and mortgage documents. Certified Signing Agents are often contracted by title companies, mortgage lenders, and escrow officers to ensure real estate closings are conducted smoothly and legally.
Typical assignments for a Certified Signing Agent:
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Home loan closings
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Mortgage refinances
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Loan modifications
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Reverse mortgages
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Home equity line of credit (HELOC) signings
Certified Signing Agents are also required to pass background checks and understand the sensitive nature of financial transactions, making them a critical part of real estate transactions.
Notary Public vs. Certified Signing Agent: Key Differences
| Feature | Notary Public | Certified Signing Agent |
|---|---|---|
| Basic notarial duties | ✅ Yes | ✅ Yes |
| Handles real estate closings | ❌ No | ✅ Yes |
| Requires additional training | ❌ Not required | ✅ Certified and background-checked |
| Works with lenders/title co. | ❌ Rarely | ✅ Frequently |
| Document knowledge scope | General legal documents | Specialized loan and mortgage docs |
So… Which One Do You Need?
Choosing between a Notary Public and a Certified Signing Agent depends on what type of document you’re signing.
π If you’re dealing with general documents like affidavits, car titles, or school forms — you need a Notary Public.
π If you’re buying or refinancing a home, signing mortgage paperwork, or handling closing documents — you’ll need a Certified Signing Agent.
If you're still unsure which one you need, don't worry — at Pee Dee Notary, we’ll guide you to the right service.
Why Choose Pee Dee Notary?
Whether you need a simple document notarized or you’re preparing to close on a home, we’re ready to serve you with professionalism, convenience, and a smile. We are proud to be Florence, SC’s trusted mobile notary and certified signing agent service.
π Located on Cashua Drive in Florence, SC
π Call or Text: 864-214-9280
π Mobile Appointments Available — We come to YOU!
Final Thoughts
Not all signatures are created equal. Whether it’s an everyday form or a high-stakes mortgage packet, knowing who to call makes all the difference. At Pee Dee Notary, we make the complex feel simple and the process stress-free.
Need help today? Book your appointment now — and get your documents handled the right way.
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